Business Banking

FDIC Insurance

FDIC Deposit Insurance Coverage Limits:

Single Accounts (owned by one person) $250,000 per owner
Joint Accounts (two or more persons) $250,000 per co-owner
IRAs and other Certain Retirement Accounts $250,000 per owner
Revocable Trust Accounts $250,000 per owner per beneficiary up to 5 beneficiaries (more coverage is available with 6 or more beneficiaries subject to specific limitations and requirements)
Corporation, Partnership and Unincorporated Association Accounts $250,000 per corporation, partnership or unincorporated association
Irrevocable Trust Accounts $250,000 for the non-contingent, ascertainable interest of each beneficiary
Employee Benefit Plan Accounts $250,000 for the non-contingent, ascertainable interest of each plan participant
Government Accounts $250,000 per official custodian

For questions about FDIC coverage, please call the FDIC toll-free at 1-877-ASK-FDIC.

For more information about temporary FDIC insurance coverage of transaction accounts, visit fdic.gov.